Risk Management for Individuals and Enterprises introduces one of the most critical topics of study for 21st century students. The authors discuss how man-made disasters can have the potential to devastate the global marketplace. Every chapter is focused on risk management aspects and while many solutions include insurance, a main objective of this textbook is to ensure students realize that insurance is only one of many possible risk management solutions. The authors leverage their extensive and diverse teaching experience and research and draw on core knowledge bases from law, engineering, finance, economics, medicine, psychology, accounting, mathematics, statistics and other fields to create a holistic decision-making framework that is sustainable and valuable to students.