This website is used exclusively for testing and is not for students or instructors.

To purchase or review FlatWorld textbooks please head to our website at flatworld.com.

Newer Version Available

Published: December 2018
ISBN: 978-1-4533-9201-0

Newer Version Available

Personal Finance

Version 3.0

By Rachel S. Siegel

Published: December 2018
ISBN: 978-1-4533-9201-0

Version 3.0

By Rachel S. Siegel

Recommended!

FlatWorld eReader: Mobile-friendly, searchable online textbook
- Included online Homework system — at no additional cost. Complete assignments and tests on any device if assigned by your instructor.
- Integrated quizzes and flashcards connected to each online textbook to help you study.

Basic Access: $32.95

Access until: June 20, 2026 (one year)

FlatWorld eReader: Mobile-friendly, searchable online textbook
- Included online Homework system — at no additional cost. Complete assignments and tests on any device if assigned by your instructor.
- Integrated quizzes and flashcards connected to each online textbook to help you study.
Downloadable, copy-protected PDF for reading offline on multiple devices—file is yours to keep. Downloaded files are protected by digital rights management and must be accessed using Adobe Digital Editions.

Standard Access: $52.95

Access until: June 20, 2026 (one year)

High-quality, full color, printed textbook shipped to your door.
FlatWorld eReader: Mobile-friendly, searchable online textbook
- Included online Homework system — at no additional cost. Complete assignments and tests on any device if assigned by your instructor.
- Integrated quizzes and flashcards connected to each online textbook to help you study.

Print + Basic Access: $57.95

Access until: June 20, 2026 (one year)

High-quality, full color, printed textbook shipped to your door.
FlatWorld eReader: Mobile-friendly, searchable online textbook
- Included online Homework system — at no additional cost. Complete assignments and tests on any device if assigned by your instructor.
- Integrated quizzes and flashcards connected to each online textbook to help you study.
Downloadable, copy-protected PDF for reading offline on multiple devices—file is yours to keep. Downloaded files are protected by digital rights management and must be accessed using Adobe Digital Editions.

Print + Standard Access: $77.95

Access until: June 20, 2026 (one year)

Redeem Code

Already purchased a pass or code from your college bookstore? Select REDEEM to begin.